Tata Capital

*Cue in some more dramatic sighs* Because that’s who our parents are! (and yet the most adorable!)From piggy banks to mortgage plans, they've always had our backs. This Parents’ Day, let's celebrate the financial superheroes who taught us the true value of money (and unconditional love too!). How would your parents react if you told them you took a loan? Tell us in the comments! #ParentsDay #Parents #FinancialWisdom #Loans #TataCapital

How would your parents react if you told them you took a loan? Tell us in the comments! #ParentsDay #Parents #FinancialWisdom #Loans #TataCapital #ParentsDay #Parents #FinancialWisdom #Loans #TataCapital

Finding the right financing option can be a game-changer for your business!Finance is the most important aspect, at every stage of your business journey. But where should you get your money from?Equity or Business Loan?Watch this video till the end to find out and share it with your friends who are business owners! #tatacapital #businessowner #loan #businessloan #entrepreneur #reel #investor #countonus

This #WorldEmojiDay, let's talk in the most popular language on the internet - EMOJIS! We'll go first: 🥳😇 Khushi ke aansun because with a loan approval you get one step closer to your dream. Tell us in the comments what it feels like when your loan application is approved and stand a chance to win something special! How to participate: 1) Participants should follow @tatacapital 2) Tell us your answer (make sure you're creative and fun!) 3) Tag 3 friends in the comments 4) Keep your fingers crossed! The winners will be announced on @tatacapital’s social handles #emojiday #loans #tatacapital #countonus #ShubmanGill #WorldEmojiDay #emojiday #loans #tatacapital #countonus #ShubmanGill

This let's talk in the most popular language on the internet - EMOJIS!Tell me in the comments what it feels like when your loan application is approved and stand a chance to win something special!How to participate:1) Participants should follow @tatacapital2) Tell us your answer (make sure you're creative and fun!)3) Tag 3 friends in the comments4) Keep your fingers crossed!The winners will beannounced on @tatacapital’s social handles #WorldEmojiDay #emojiday #loans #tatacapital #countonus

This #WorldEmojiDay, let's talk in the most popular language on the internet - EMOJIS! Tell us in the comments what it feels like when your loan application is approved and stand a chance to win something special! #emojiday #loans #tatacapital #countonus https://t.co/0cn9VkhFmc #WorldEmojiDay #emojiday #loans #tatacapital #countonus

Weddings, like dinner, depend on your appetite. But whether a big fat Indian wedding or a small little Bohemian one, if you don’t plan for it in advance, you’ll be left waiting with an empty plate. So tonight, in your #DinnerTableConversations, don’t forget to plan for the wedding that’s coming! #TataCapital #CountOnUs #Investments #Finances #loan #wedding #bigfatindianwedding #DinnerTableConversations #TataCapital #CountOnUs #Investments #Finances #loan #wedding #bigfatindianwedding

Why does NMI matter for loans?✅ Affordability Assessment: Lenders use NMI to assess an individual’s ability to repay the loan. It helps determine if the borrower can afford the monthly EMI without compromising their financial stability.✅ EMI Calculation: The loan’s EMI is calculated based on the borrower’s NMI. This ensures the EMI is within a manageable portion of the borrower’s income.✅ Loan Amount Eligibility: The loan amount a borrower is eligible for is directly related to their NMI. Higher NMI often qualifies a borrower for a larger loan amount.✅ Interest Rate Determination: Lenders may offer better interest rates to borrowers with higher NMI, as they are considered less risky and more capable of repaying the loan on time.✅ Creditworthiness Evaluation: A consistent and stable NMI is a sign of creditworthiness, increasing the likelihood of loan approval and better loan terms. #emi #nmi #personalloans #loan #creditscore #tatacapital #countonus

Did you know you can claim up to Rs10 Lakhs as deduction if you have a Home Loan? Apart from the obvious 80C and 24(B) benefits - did you know that if you are a first time home buyer you can also claim deductions under section 80EEA.Here are the conditions you should know about:-The loan should be sanctioned during the period 1st April 2019 and 31st March 2022.-Stamp duty value of the house property should be Rs 45 lakh or less.Now all these benefits will potentially double if you apply for a joint home loan!Also, a lot of people question if they can claim HRA and home loan deductions together - the answer is yes! Provided there is at least a 35 kms distance between your own house and your rented place! Follow @tatacapital for more such videos! #homeloans #tatacapital #loan #taxbenefits #oldtaxregime #taxregime #countonus