Tata Capital Housing Finance Limited

Why does NMI matter for loans?✅ Affordability Assessment: Lenders use NMI to assess an individual’s ability to repay the loan. It helps determine if the borrower can afford the monthly EMI without compromising their financial stability.✅ EMI Calculation: The loan’s EMI is calculated based on the borrower’s NMI. This ensures the EMI is within a manageable portion of the borrower’s income.✅ Loan Amount Eligibility: The loan amount a borrower is eligible for is directly related to their NMI. Higher NMI often qualifies a borrower for a larger loan amount.✅ Interest Rate Determination: Lenders may offer better interest rates to borrowers with higher NMI, as they are considered less risky and more capable of repaying the loan on time.✅ Creditworthiness Evaluation: A consistent and stable NMI is a sign of creditworthiness, increasing the likelihood of loan approval and better loan terms. #emi #nmi #personalloans #loan #creditscore #tatacapital #countonus

Did you know you can claim up to Rs10 Lakhs as deduction if you have a Home Loan? Apart from the obvious 80C and 24(B) benefits - did you know that if you are a first time home buyer you can also claim deductions under section 80EEA.Here are the conditions you should know about:-The loan should be sanctioned during the period 1st April 2019 and 31st March 2022.-Stamp duty value of the house property should be Rs 45 lakh or less.Now all these benefits will potentially double if you apply for a joint home loan!Also, a lot of people question if they can claim HRA and home loan deductions together - the answer is yes! Provided there is at least a 35 kms distance between your own house and your rented place! Follow @tatacapital for more such videos! #homeloans #tatacapital #loan #taxbenefits #oldtaxregime #taxregime #countonus

Driven by a heartfelt dream to provide affordable healthcare, Dr. Venkat Alat turned his dream into reality by expanding his hospital. His unwavering dedication has transformed lives and has made quality healthcare accessible to those in need. We're glad that our loan could play a pivotal role and support this remarkable journey! #UmeedonKiUdaan #CustomerSpeaks #Loans #TataCapital #Countonus #UmeedonKiUdaan #CustomerSpeaks #Loans #TataCapital #Countonus

We're glad that our loan could play a pivotal role and support this remarkable journey! #UmeedonKiUdaan #CustomerSpeaks #Loans #TataCapital #Countonus #UmeedonKiUdaan #CustomerSpeaks #Loans #TataCapital #Countonus

Bid farewell to second thoughts about your goals, because it’s time to the app now. #AmplifyWithMoneyfy #Investments #Loans #Moneyfy #TataCapital #CountOnUs

Bid farewell to second thoughts about your goals, because it’s time to #AmplifyWithMoneyfy! Download the app: https://bit.ly/44rhpYn#Investments #Loans #Moneyfy #TataCapital #CountOnUs #AmplifyWithMoneyfy #Investments #Loans #Moneyfy #TataCapital #CountOnUs

Happy #WorldLaughterDay to all the loan-curious folks out there! We’ll handle the explaining, you handle the jokes. #TataCapital #CountOnUs #loan #WorldLaughterDay #TataCapital #CountOnUs #loan

This was 'knot' meant to be. ​ Drop an emoji in the comments that would describe how you feel. ​ #LoanOrNoLoan #TataCapital #PersonalLoan #LoanOrNoLoan #TataCapital #PersonalLoan

Like they said, what’s good for you is good for business too! With our business loans, enjoy fast approvals and hassle-free paperwork without any foreclosure charges. Taking this conversation forward, what are your views- Loans or No Loan? #CountOnUs #BusinessLoan #LoanNoLoan #CountOnUs #BusinessLoan #LoanNoLoan