Tata Capital Housing Finance Limited

Why does NMI matter for loans?✅ Affordability Assessment: Lenders use NMI to assess an individual’s ability to repay the loan. It helps determine if the borrower can afford the monthly EMI without compromising their financial stability.✅ EMI Calculation: The loan’s EMI is calculated based on the borrower’s NMI. This ensures the EMI is within a manageable portion of the borrower’s income.✅ Loan Amount Eligibility: The loan amount a borrower is eligible for is directly related to their NMI. Higher NMI often qualifies a borrower for a larger loan amount.✅ Interest Rate Determination: Lenders may offer better interest rates to borrowers with higher NMI, as they are considered less risky and more capable of repaying the loan on time.✅ Creditworthiness Evaluation: A consistent and stable NMI is a sign of creditworthiness, increasing the likelihood of loan approval and better loan terms. #emi #nmi #personalloans #loan #creditscore #tatacapital #countonus

A sweet, much-awaited victory! A huge shout out and heartiest congrats to Team India for this win ❤️🏆 #Victory #TeamIndia #t20worldcup #TataCapital

A sweet, much-awaited victory! A huge shout out and heartiest congrats to Team India for this win ❤️🏆 #Victory #TeamIndia #TataCapital https://t.co/2ibcVZjl50 #Victory #TeamIndia #TataCapital

Dinner time is that time of the day when the entire family comes together, without any rush, without any agendas for the day on mind, and indulges in talks that vary from light-hearted conversations to juicy gossip about everyone under the sun.However, there is one topic that everyone mostly misses out on – financial management. The one topic that will better prepare younger generations for managing their finances as they grow up.From tonight, we urge everyone, to start a about the talks that matter, for a better tomorrow! #DinnerTableConversation #FinancialManagement #MoneyTalks #TataCapital #CountOnUs

Dinner time is that time of the day when the entire family comes together, without any rush, without any agendas for the day on mind, and indulges in talks that vary from light-hearted conversations to juicy gossip about everyone under the sun. However, there is one topic that everyone mostly misses out on – financial management. The one topic that will better prepare younger generations for managing their finances as they grow up. From tonight, we urge everyone, to start a #DinnerTableConversation about the talks that matter, for a better tomorrow! #FinancialManagement #MoneyTalks #TataCapital #CountOnUs #DinnerTableConversation #FinancialManagement #MoneyTalks #TataCapital #CountOnUs

Dinner time talks are everything from how the day was to juicy gossip, but what about financial planning? Start a new #DinnerTableConversation tonight, the one that matters for a better tomorrow. #FinancialManagement #MoneyTalks #TataCapital #CountOnUs https://t.co/GOHBwNR0rE #DinnerTableConversation #FinancialManagement #MoneyTalks #TataCapital #CountOnUs

Do not miss this dinner party because this is going to leave you with something special for your dinners ahead.Keep an eye on our stories to know the date, time and venue! #StayTuned #TataCapital #CountOnUs

Do not miss this dinner party because this is going to leave you with something special for your dinners ahead. Keep an eye on our stories to know the date, time and venue! #StayTuned #TataCapital #CountOnUs https://t.co/ACTfiE5eZI #StayTuned #TataCapital #CountOnUs

Did you know you can claim up to Rs10 Lakhs as deduction if you have a Home Loan? Apart from the obvious 80C and 24(B) benefits - did you know that if you are a first time home buyer you can also claim deductions under section 80EEA.Here are the conditions you should know about:-The loan should be sanctioned during the period 1st April 2019 and 31st March 2022.-Stamp duty value of the house property should be Rs 45 lakh or less.Now all these benefits will potentially double if you apply for a joint home loan!Also, a lot of people question if they can claim HRA and home loan deductions together - the answer is yes! Provided there is at least a 35 kms distance between your own house and your rented place! Follow @tatacapital for more such videos! #homeloans #tatacapital #loan #taxbenefits #oldtaxregime #taxregime #countonus