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Tata Capital Limited
- Ahmedabad - Naranpura
- 4th & 5th Floor, Capital One Building
Navrangpura
Ahmedabad - 380013 - Near Mithakhali 6 Road
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Why does NMI matter for loans?✅ Affordability Assessment: Lenders use NMI to assess an individual’s ability to repay the loan. It helps determine if the borrower can afford the monthly EMI without compromising their financial stability.✅ EMI Calculation: The loan’s EMI is calculated based on the borrower’s NMI. This ensures the EMI is within a manageable portion of the borrower’s income.✅ Loan Amount Eligibility: The loan amount a borrower is eligible for is directly related to their NMI. Higher NMI often qualifies a borrower for a larger loan amount.✅ Interest Rate Determination: Lenders may offer better interest rates to borrowers with higher NMI, as they are considered less risky and more capable of repaying the loan on time.✅ Creditworthiness Evaluation: A consistent and stable NMI is a sign of creditworthiness, increasing the likelihood of loan approval and better loan terms. #emi #nmi #personalloans #loan #creditscore #tatacapital #countonus
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