services we offer in tata capital limited
Personal Loan
Life's big moments often bring unexpected costs. Whether it's a dream wedding, a medical emergency, or a much-needed home renovation, Tata Capital’s Personal Loans can provide the financial support you need. We offer quick access to funds with competitive interest rates and flexible repayment options designed to fit your budget. Our streamlined application process requires minimal documentation, making it easy to apply. Use our user-friendly calculators to estimate your monthly EMIs and plan your repayments with confidence. Choose Tata Capital and experience the difference. Let us help you navigate life's financial hurdles and achieve your goals.
Home Loan
Owning a home is a dream many aspire to, and Tata Capital’s Home Loan can help you achieve it with ease. Whether you’re buying, building, or renovating a property, our home loans are designed to meet your needs. With competitive interest rates starting at just 8.75% per annum and loan amounts up to ₹5 crores*, we provide affordable and flexible solutions for home financing. Enjoy repayment tenures of up to 30 years, ensuring manageable EMIs that fit your budget. Our simple application process, minimal documentation, and quick approvals make getting a home loan convenient and hassle-free. To make planning easier, use Tata Capital’s home loan calculators to estimate your EMIs and manage your finances confidently. From first-time buyers to those upgrading their homes, Tata Capital offers personalized solutions to help you step into your dream home effortlessly.
Business Loan
Every business, regardless of its size, requires funding to thrive and grow. A business loan is an ideal solution to meet urgent financial needs such as expanding operations, increasing production, going digital, buying inventory, or purchasing equipment. At Tata Capital, we offer business loans of up to ₹90 lakhs with competitive business loan interest rates designed to suit your financial needs. Our online application process makes it easy to apply from the comfort of your home or office, with minimal paperwork and no unnecessary steps. You can choose a flexible repayment tenure that works for your business, making it easier to manage your finances.
Loan Against Property
A loan against property (LAP) or Home Equity is a secured loan that allows you to access credit by using your existing property as collateral. This type of loan has no restrictions, meaning you can use it for a variety of significant expenses, whether for personal or business purposes. The best part is that you can continue to occupy and use the property while benefiting from its value. Whether you need funding for business growth, working capital, debt consolidation, investments, or personal expenses, Tata Capital’s loan against property can help you achieve your goals. Additionally, if you're planning to renovate your property, acquire assets, or refinance an existing mortgage, Tata Capital offers the financial support to make it happen. With flexible terms and competitive rates, a loan against property with Tata Capital can provide the funds you need while ensuring you don’t lose the use of your property.
Education Loan
At Tata Capital, we share Tata Group’s commitment to making quality education accessible to all. We believe that education plays a vital role in shaping a nation’s future, and it should be available to individuals from all socio-economic backgrounds. With a clear understanding of the life-changing impact of higher education, we offer Education Loans to help students pursue their academic goals both in India and overseas. Whether you’re planning to study in top universities in India or abroad, Tata Capital’s Education Loans provide the financial support you need to realize your dreams. Our loans are designed to cover tuition fees, accommodation, and other expenses, ensuring that financial barriers don’t stand in the way of your education. With flexible repayment options and competitive interest rates, Tata Capital is here to help you achieve personal and professional growth through education. Let us be a part of your journey towards a brighter future.
Two Wheeler Loan
Looking to own your dream motorcycle or scooter? Tata Capital’s Two-Wheeler Loan offers an easy and affordable way to bring your desired vehicle home. With quick and easy access to funds up to ₹5 lakhs, you can purchase your two-wheeler without the financial burden. Our flexible repayment options, with loan tenures ranging from 6 to 60 months, make it easier to manage your payments according to your budget. Tata Capital provides the best two-wheeler loan interest rates in the market, starting at just 10.99% p.a., ensuring you get the most competitive deal. Additionally, with zero down payments, you can finance the full cost of your vehicle without worrying about any upfront costs. Whether you’re looking for your first vehicle or upgrading to a new one, Tata Capital’s two-wheeler loan makes vehicle ownership hassle-free. Choose Tata Capital for flexible repayment terms, competitive interest rates, and a seamless experience when buying your motorcycle or scooter. Start your journey to vehicle ownership today with Tata Capital’s two-wheeler loan.
Used Car Loan
If you're looking to buy a pre-owned car, Tata Capital's Used Car Loan can help make it possible. We offer financing of up to 95% of the car's value, so you can get the car you want with less upfront payment. Our low interest rates make the loan affordable, and you can choose from flexible tenures to repay comfortably over time. With quick processing and fast loan disbursal, you can get the funds you need without delays. Plus, our flexible EMI options let you pick a repayment plan that fits your budget. Whether you're buying a family car or a luxury pre-owned vehicle, Tata Capital's Used Car Loan makes owning a car easy and affordable. Apply for a used car loan today and drive home your dream car with the help of Tata Capital.
Loan Against Securities
At Tata Capital, we understand that sometimes you need quick access to funds without disrupting your long-term investments. That's why we offer a Loan Against Securities, allowing you to leverage your existing assets like equity shares, mutual funds, bonds, or debt securities to unlock immediate liquidity. With our Loan Against Securities, you can access up to ₹40 crores in funding, all while your financial assets continue to grow with Compound Annual Growth Rate (CAGR). It’s a win-win—use your securities to meet your financial needs today while they keep working for you in the background. What makes our loan even more appealing is the complete lack of convenience, foreclosure, or prepayment charges, giving you more flexibility and less worry. Whether you need funds for personal expenses, business growth, or other opportunities, Tata Capital’s Loan Against Securities is designed to give you the financial freedom you need without selling your investments.
